
Our Story
Spec Home Loans was established in 2006 by Southern California native Brian Barre, an accomplished business leader with extensive knowledge and experience in the real estate and mortgage industries. After spending the first part of his professional career as a Loan Officer, Brian decided to venture out on his own. With the vision of providing a new standard for customer experiences, Brian built Spec from the ground up through referral and repeat business. By offering exceptional buying, selling and lending services, as well assembling a highly qualified team to serve clients, Spec has become one of the leaders in the mortgage game, and continues to grow with each passing year.
Our Promise
At Spec Home Loans, we are dedicated to providing the best mortgage solutions for the residents of Southern California, and strive to provide exceptional service through responsiveness, transparency and a client-centered approach. We believe that the process of securing a mortgage should be as straightforward as possible, and tailored to meet the individual needs of our clients. Our team of highly qualified professionals are here to support and walk you through all aspects of the loan process, combining the highest level of service with the best rates in the industry.
Meet Our Team

Brian Barre
SPEC Home Loans Founder, Mortgage Banker
Brian established Spec Home Loans in 2006. After receiving his Bachelor’s Degree in Public Policy and Management from the University of Southern California, Brian spent several years in the real estate and mortgage industries where he was consistently recognized for his professionalism, successful sales and excellent rapport with clients. His extensive knowledge of the industry, responsiveness and strong communication skills have allowed him to forge solid relationships with clients and lenders alike. Brian lives in La Verne, California, and enjoys playing golf and spending time with his family.

Kiley Pena
Funding/Post Closing Department
Kiley originally started her career in banking before making the switch to the mortgage industry in 2010. After spending five years as an escrow officer, she joined Spec Home Loans in 2015. Her ability to efficiently manage multiple and diverse aspects of our operation make her an asset to our team. Kiley is originally from Southern California, but recently moved to Austin, Texas. In her free time, she loves spending time with her family, exploring new places and cooking.

Charles Tanner
Processing Specialist
Charles began his career in the mortgage industry in 2012 with Spec Home Loans as a processor, and has been employed there ever since. In addition to being a proficient processor over the course of the last four years, he has also earned his real estate sales license, mortgage loan originator license, and recently passed his broker license test. Exceeding every client’s expectations is his main goal. Charles lives in Alta Loma, California. His hobbies include deep sea fishing, golfing, and craft beers.

Bradley Wyatt
Setup Specialist
Brad became a member of the Spec Home Loans Team in June 2012 after completing his Bachelor’s Degree in Business Marketing. Brad prides himself on utilizing his customer service, business, and marketing experience to provide an excellent experience from start to finish for all clients. Brad is an avid golfer and lives in La Verne, California.

Stephanie Wood
Marketing Manager
Stephanie joined Spec Home Loans in 2016 after spending most of her professional career working in customer service and eCommerce marketing. She is passionate about creating long- lasting relationships with clients, as well as providing excellent marketing experiences through clean and modern design. In her free time, she enjoys yoga, good coffee, traveling and spending time with her family and friends. Stephanie lives in her hometown of La Verne, California, with her husband and daughter.