About SPEC Home Loans

Our Story

Spec Home Loans was established in 2006 by Southern California native Brian Barre, an accomplished business leader with extensive knowledge and experience in the real estate and mortgage industries. After spending the first part of his professional career as a Loan Officer, Brian decided to venture out on his own. With the vision of providing a new standard for customer experiences, Brian built Spec from the ground up through referral and repeat business. By offering exceptional buying, selling and lending services, as well assembling a highly qualified team to serve clients, Spec has become one of the leaders in the mortgage game, and continues to grow with each passing year.

Our Promise

At Spec Home Loans, we are dedicated to providing the best mortgage solutions for the residents of Southern California, and strive to provide exceptional service through responsiveness, transparency and a client-centered approach. We believe that the process of securing a mortgage should be as straightforward as possible, and tailored to meet the individual needs of our clients. Our team of highly qualified professionals are here to support and walk you through all aspects of the loan process, combining the highest level of service with the best rates in the industry.

Meet Our Team

Brian Barre

Brian Barre

SPEC Home Loans Founder, Mortgage Banker

Brian established Spec Home Loans in 2006. After receiving his Bachelor’s Degree in Public Policy and Management from the University of Southern California, Brian spent several years in the real estate and mortgage industries where he was consistently recognized for his professionalism, successful sales and excellent rapport with clients. His extensive knowledge of the industry, responsiveness and strong communication skills have allowed him to forge solid relationships with clients and lenders alike. Brian lives in La Verne, California, and enjoys playing golf and spending time with his family.

Kiley Pena

Funding/Post Closing Department

Kiley originally started her career in banking before making the switch to the mortgage industry in 2010. After spending five years as an escrow officer, she joined Spec Home Loans in 2015. Her ability to efficiently manage multiple and diverse aspects of our operation make her an asset to our team. Kiley is originally from Southern California, but recently moved to Austin, Texas. In her free time, she loves spending time with her family, exploring new places and cooking.

Bradley Wyatt

Setup Specialist

Brad became a member of the Spec Home Loans Team in June 2012 after completing his Bachelor’s Degree in Business Marketing. Brad prides himself on utilizing his customer service, business, and marketing experience to provide an excellent experience from start to finish for all clients. Brad is an avid golfer and lives in La Verne, California.

Keith Iwanabe

Branch Manager

Keith began his career in Lending after graduating from the University of California Santa Barbara in 2004 with a Bachelor’s Degree in Business Economics. From equity products and refinance programs at Lendingtree, HSBC, JMJ Financial Group, to insurance, stocks, and mutual funds at Morgan Stanley, Keith has had his hands in nearly every aspect of the financial world. In 2021 Keith joined Spec Home Loans specifically because of their company culture and business model; looking after their clients and Realtor partners with attention and care from the beginning of the transaction until close. His greatest satisfaction in this line of work is the knowledge that he help families move into the home of their dreams, and help relieve some of the stress that comes with making difficult, and often complicated fiscal decisions. In his career, Keith has funded in excess of $1 billion.

When away from the office he spends time with his wife and 4 daughters. He also can be seen djing and mixing electronic/house music which he has loved since his early years.