Our Loan Products

We offer a variety of home loans and refinancing options to fit our client's specific needs including:

SPEC offers home loan solutions to meet your needs
[ultimate_icon_list icon_size=”24″ icon_margin=”16″][ultimate_icon_list_item icon=”Defaults-check” icon_color=”#ec8e00″ icon_style=”circle”]Home Purchase Loans[/ultimate_icon_list_item][ultimate_icon_list_item icon=”Defaults-check” icon_color=”#ec8e00″ icon_style=”circle”]Refinance Loans[/ultimate_icon_list_item][ultimate_icon_list_item icon=”Defaults-check” icon_color=”#ec8e00″ icon_style=”circle”]First Time Home Buyer Loans[/ultimate_icon_list_item][ultimate_icon_list_item icon=”Defaults-check” icon_color=”#ec8e00″ icon_style=”circle”]Reverse Loans[/ultimate_icon_list_item][ultimate_icon_list_item icon=”Defaults-check” icon_color=”#ec8e00″ icon_style=”circle”]FHA, FHA Streamline[/ultimate_icon_list_item][ultimate_icon_list_item icon=”Defaults-check” icon_color=”#ec8e00″ icon_style=”circle”]FHA 203K[/ultimate_icon_list_item][/ultimate_icon_list]
[ultimate_icon_list icon_size=”24″ icon_margin=”16″][ultimate_icon_list_item icon=”Defaults-check” icon_color=”#ec8e00″ icon_style=”circle”]Home¬†Affordable Refinance Program (HARP)[/ultimate_icon_list_item][ultimate_icon_list_item icon=”Defaults-check” icon_color=”#ec8e00″ icon_style=”circle”]Veterans Affairs (VA) Loans – VA Home Loans[/ultimate_icon_list_item][ultimate_icon_list_item icon=”Defaults-check” icon_color=”#ec8e00″ icon_style=”circle”]VA Interest Rate Reduction Refinance Loan (IRRRL)[/ultimate_icon_list_item][ultimate_icon_list_item icon=”Defaults-check” icon_color=”#ec8e00″ icon_style=”circle”]Fannie Mae – My Community Mortgage[/ultimate_icon_list_item][ultimate_icon_list_item icon=”Defaults-check” icon_color=”#ec8e00″ icon_style=”circle”]Freddie Mac – Home Possible[/ultimate_icon_list_item][ultimate_icon_list_item icon=”Defaults-check” icon_color=”#ec8e00″ icon_style=”circle”]The Freddie Mac Relief Refinance Mortgage[/ultimate_icon_list_item][/ultimate_icon_list]
[ultimate_icon_list icon_size=”24″ icon_margin=”16″][ultimate_icon_list_item icon=”Defaults-check” icon_color=”#ec8e00″ icon_style=”circle”]Asset Depletion Mortgage[/ultimate_icon_list_item][ultimate_icon_list_item icon=”Defaults-check” icon_color=”#ec8e00″ icon_style=”circle”]Foreign National Mortgage[/ultimate_icon_list_item][ultimate_icon_list_item icon=”Defaults-check” icon_color=”#ec8e00″ icon_style=”circle”]Programs with Loans Up to $10 Million[/ultimate_icon_list_item][ultimate_icon_list_item icon=”Defaults-check” icon_color=”#ec8e00″ icon_style=”circle”]Jumbo Conforming Loans[/ultimate_icon_list_item][ultimate_icon_list_item icon=”Defaults-check” icon_color=”#ec8e00″ icon_style=”circle”]USDA Rural[/ultimate_icon_list_item][ultimate_icon_list_item icon=”Defaults-check” icon_color=”#ec8e00″ icon_style=”circle”]Concurrent 2nd.[/ultimate_icon_list_item][/ultimate_icon_list]

Have questions? Ready to start the process?

Apply for a loan through the link on our site or contact us today to get in touch with one of our experienced loan officers.