SPEC offers home loan solutions to meet your needs

Great Loan Products

We offer numerous financing options to fit our client’s specific needs. Take a look at what we have to offer.

Real People, Real Difference

Our team of highly qualified professionals are here to support and walk you through all aspects of the loan process, combining the highest level of service with the best rates in the industry.

Learn more about SPEC and our team

10 Years of Service

Proudly providing the best mortgage solutions for the residents of Southern California for over a decade.

Best Rates in SoCal

We take the guess work out of finding the right loan to meet your needs, resulting in rates that are easy and affordable.

Clear Communication

Nothing hidden is our motto and we are always transparent when it comes to the process of getting your perfect loan.

Happy Clients

Our approach results in the easiest loan process and the happiest clients, which makes everyone’s day a little better.

View our Frequently Asked Questions about mortgages

Questions? Get Answers.

Search for answers to common questions about purchasing and refinancing in our FAQs section.


Improved Reporting May Raise Credit Scores

Credit scores may be on the rise. After a study conducted by the Consumer Financial Protection Bureau exposed issues with the accuracy of consumer credit reports, new standards have been put in place. These “new rules” strive to better employ new and existing public records. Most notably, the three major credit reporting companies will now exclude tax liens and […]

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